Imam Ali (AS) said, 'The heart can only be made use of [to the best of its capacity] with generosity.

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Question ID  3903  -  Zakat and Khums
Mujtahid: Aqa e Sistani What is ruling of Khums on Life Insurance premiums that is paid on yearly basis ? Do we have to pay khums on the selected date for given yearly premiums ? (When taking Life Insurance the neyat is for Investment purpose, but of course that investment give good returns after 10,15 or 20 years) Wassalam,
 
Answer:-  It is an investment so you must calculate the amount you paid in your Khums.

Wa Alaykum Assalam wr wb
Mohammad Al-Musawi
 
Question ID  3887  -  Zakat and Khums
Mujtahid: Aqa e Sistani What is ruling of Khums on Life Insurance premiums that is paid on yearly basis ? Do we have to pay khums on the selected date for given yearly premiums ? (When taking Life Insurance the neyat is for Investment purpose, but of course that investment give good returns after 10,15 or 20 years)
 
Answer:-  It is compulsory to pay Khums on every investment including life insurance premium.

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Question ID  3876  -  Zakat and Khums
Question: Mujtahid: Aqa e Sistani Topic: Khums on BC Question: My khums date this year is 1st Ramazan (28 May 2017). I have put 2 BC of Rs 5000 each for duration of 1 year. One BC (Rs 50,000)i get before 1st Ramazan (March 2017) and is fully utilized before my khums date that is 1st Ramzan (May 2017). Other one BC i get after 1st Ramzan that is in (October 2017). So how will khums work on this condition ? Do i have to pay khums on submitted amount till 1st Ramzan on my second BC (October 2017) that is 5000x5=25000 ? or Since i have no money in hand for my second BC on khums date so there will be no khums? please advise
 
Answer:-  On your date of Khums, every amount which you own must be calculated whether the amount is in your hand on in the bank or with others as far as you have not lost it.
Wassalam
Mohammad Al-Musawi
 
Question ID  3853  -  Zakat and Khums
salam allekum , i have taken home on by home loan and i can pay that loan in 30 years on installment basis and at the same time i can put extra money into mortgage account to repay early but i can also withdraw that extra amount..there will be qums on extra amount in mortgage account?
 
Answer:-  Wa Alaykum Assalam wr wb
No Khums on that amounts of loan repayments if the house is where you live.
Wassalam
Mohammad Al-Musawi
 
Question ID  3850  -  Zakat and Khums
Assalamualaikum aaga I am under taqlid of aaga sistani I am a student and i wanted to know about the rules of khums Is khums is wajib on me....I got scholarship amount from government and i had fixed a khums date if i got scholarship one day prior from my khums date so the khums is wajib on that amount also.. On the fixed day of khums i check my account,bag,purse and new thing which and pay khums on that is this is a right way ? or khums is only on savings?
 
Answer:-  Wa Alaykum Assalam wr wb
Whatever remains with you after one year from getting the money, will be applicable for Khums.
Wassalam

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